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Nancy Byerly

24
Aug
ark blue graphic with bold 3D text “ETF MISTAKES” above a cracked basket spilling stock ticker symbols, symbolizing the hidden risks of buying ETFs the wrong way.

What is an ETF?

Most people buy ETFs without knowing what’s inside. That mistake can cost you. Here’s the no-BS guide to how ETFs really work.
4 min read
24
Aug
Dark blue graphic with the words “WHO TO TRUST” in bold 3D letters beside the outline of a man in gold, symbolizing the uncertainty of choosing a financial advisor.

How To Choose a Financial Advisor

Most advisors sound smart, but many just sell products. Here’s how to spot the real ones before they drain your wallet.
1 min read
23
Aug
Digital graphic with bold text “Start Investing Stocks,” showing a central stock certificate with coins reinvesting into it, symbolizing DRIP and beginner investing.

How to Start Investing in Stocks?

You don’t need to be an expert to start investing in stocks. Begin small, research what you know, reinvest dividends, and let compounding do the work.
2 min read
23
Aug
Illustration of a cracked economy line flattening out, symbolizing depression, with practical survival steps like cash, essentials, and skills highlighted.

Practical Steps for What Is Depression (Economy)?

Depressions don’t reward bravery. They wipe it out. Here are the practical steps investors can take to endure — and survive — the flatline.
1 min read
23
Aug
Illustration of a cracked twenty-dollar bill split red and blue with bold text ‘Prepare for Depression,’ highlighting urgency for investors to act.

How to Prepare for Another Great Depression (as an Investor)

Depressions aren’t just history. We nearly had one in 2008 and again in 2020. Here’s how to spot the signs — and the actions investors can take to survive.
2 min read
23
Aug
Twenty-dollar bill split red and blue with a faucet in the center, symbolizing the Federal Reserve’s control of money flow, with the Fed building faint in the background.

What Is the Federal Reserve?

The Fed isn’t just a bank. It’s the faucet of money. Open it and markets flood. Crank it shut and the economy cracks. And you don’t get a vote.
3 min read
23
Aug
Illustration of a twenty-dollar bill with a faucet in the center, one side glowing red and cracked, the other glowing blue with water pouring out, symbolizing monetary policy.

Monetary Policy: The Fed’s Playbook

Money doesn’t just flow — the Fed controls the faucet. Open it too wide and bubbles form. Slam it shut and the economy cracks. That’s monetary policy — and it decides more about your wallet than any speech in Washington.
2 min read
23
Aug
Twenty-dollar bill split between flames and ice with U.S. Capitol in the background, symbolizing fiscal policy as government spending versus austerity

Fiscal Policy: The Government’s Wallet

Fiscal policy isn’t some abstract term from an econ class. It’s the lever politicians pull when things break. And it always leaves a mark.
3 min read
22
Aug
A $20 bill with a fractured red percentage symbol (%) shattering across it. A faint red EKG line runs behind, with scattered job applications stamped ‘Rejected.’ Text reads: Unemployment.

What Is the Unemployment Rate?

Recessions bend you, depressions break you — and unemployment tells you how painful it really feels. But what does that number actually measure, and why does it matter?
2 min read
22
Aug
A twenty-dollar bill with a glowing red EKG line that flatlines, symbolizing economic collapse. Text overlay reads: Economic Collapse.

What Is an Economic Depression?

Recessions hurt. Depressions break you. What happens when the economy doesn’t just stumble — it flatlines?
3 min read
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