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Nancy Byerly

24
Nov
Dark navy thumbnail with neon cyan “MARKET CAP 101,” yellow subhead “Start with size,” and a glowing multicolor bar chart rising to the right on a near-black background.

Market Cap: Fast Guide for New Investors

Market cap frames the bet. Cash flow funds it.
3 min read
21
Nov
Dark financial graphic showing the words “Growth Stocks” with a bold yellow arrow rising upward, symbolizing both opportunity and volatility in the market.

Understanding the Risks and Rewards of Growth Stocks for DIY Investors

Growth stocks create millionaires and wipe them out just as fast. The difference isn't luck- it's discipline. Learn how to spot real growth, avoid hype, and survive the volatility that kills most DIY investors before they ever see the payoff.
2 min read
19
Nov
Stack of hundred dollar bills on dark background with ABBV ticker symbol in white text above

AbbVie: Boring Business, Beautiful Cash Flow

AbbVie survived the Humira patent cliff everyone feared. Now at single-digit P/E with $22B in free cash flow and a 3% yield, you're paying for pharma discipline while others chase biotech moonshots. Sometimes boring wins.
3 min read
17
Nov
Dark blue thumbnail with grid and candlestick chart, bold text “MATH OVER HYPE” and subtitle “Why Most Investors Are Doing This Wrong

Math Over Hype: Why Most Investors Are Doing This Wrong

Stop chasing narratives. Start reading balance sheets.
3 min read
14
Nov

How to Create a Buy-and-Hold Strategy That Actually Fits Your Goals

Buy-and-hold isn’t “buy and forget.” It’s a discipline tied to your goals—quality companies, sustainable dividends, and total return that compounds quietly over time.
2 min read
12
Nov
CVX stock ticker overlaid on image of twenty dollar bill and oil barrels, representing Chevron's cash flow generation

Chevron: Built for Cash, Not Clicks

Chevron survived the Hess deal distraction. Now at $153 with 80% upstream margins and FCF covering dividends 1.7x, you're paying for discipline at 16.5× earnings. Guyana's $35 breakevens change everything. Target: $170 by 2027.
3 min read
10
Nov
Dark blue graphic with the words “Simple. Low-Cost. Wealth.” beside a golden dollar sign, symbolizing affordable investing and steady growth.

The Smart Way to Start Investing: Low-Cost Index Funds

Most investors overthink the market. Low-cost index funds strip away the noise—minimal fees, instant diversification, and steady compounding. Keep it simple, stay disciplined, and let time do the work.
2 min read
07
Nov
Text image displaying 'INVEST SUSTAINABLY, EARN STEADILY' in bright green and coral red on a dark blue background, focusing on clear and bold typography

5 Dividend Kings That Beat ESG Funds at Sustainable Investing

Dividend Kings have raised payouts for 50+ years straight through recessions, rate hikes, and market crashes. Here are five that deliver sustainable income with payout ratios under 70% and cash flow you can count on.
3 min read
05
Nov
Shocked businessman with round glasses on dark blue background with text 'Palantir Brilliant Company, Bad Price

Palantir: The Cult Stock That Forgot It’s Not a Religion

The fundamentals scream brilliance. The price screams mania.
4 min read
03
Nov
Dark financial graphic with the words “Trade Less, Earn More” beside cascading gold dollar signs rolling from a white sphere on a dark background.

How to Manage Your Portfolio Actively Without Losing Your Mind

Active investing isn’t about staring at charts all day. It’s about staying alert without losing your sanity.
3 min read
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