How to Diversify Within Market Cap Investing: A Practical Guide for DIY Investors
Many DIY investors think picking stocks by market cap is all the diversification they need—until one sector or a handful of giants end up dominating their portfolio. Here’s a practical, no-nonsense guide to diversifying *within* market cap investing so you spread your risk across sizes, sectors, and
Creating a Dividend Growth Portfolio for Retirement: A Practical Guide for DIY Investors
Want a retirement portfolio that keeps your income rising and beats inflation? Here’s how dividend growth investing can work for you—with no Wall Street fluff.
The Costco Thesis
Bottom line: the fees pay for low prices, and low prices keep members hooked. My $1,200-$1,300 target for Costco by 2028.
How Diversification Plays Out in Real Markets
Diversification isn’t theory — it’s survival. From the tech crash to 2008 to COVID, real markets prove why spreading your bets keeps you in the game.
The Market Isn't a Casino. Stop Treating It Like One.
Over 35 years, I've seen markets make and break fortunes. In 2021, social media hyped meme stocks, luring people to bet rent money and lose big. The market rewards discipline and punishes impulse. Here are eight traps to dodge and practical steps to invest wisely.
What is Dollar Cost Averaging?
Forget timing the market. Dollar cost averaging turns investing into a routine — steady, disciplined, and built to outlast your emotions.
AMD: The GPU Revolution Everyone's Missing
While markets focus on AMD's CPU gains, they're missing the GPU revolution. With Nvidia's RTX cards literally melting and crashing, AMD's stable $599 alternative creates a rare 12-18% upside opportunity.
What is Portfolio Rebalancing?
Your portfolio won’t stay balanced on its own. Rebalancing is the gut-check that keeps drift from wrecking your plan.
What is Asset Allocation?
Asset allocation isn’t just stocks vs bonds. It’s the skeleton of your portfolio — built on time, goals, and risk tolerance. Get it wrong, and nothing else works.
What is Risk Tolerance?
Risk tolerance isn’t a quiz score. It’s your breaking point — the point where volatility forces you to sell or proves you can hold. Here’s how to find it.
