Nancy Byerly

09
Oct
Dark background image with the Ticker symbol "NVDA" in bold red text

$NVDA: Hold — AI Powerhouse, But Perfection Is Already Priced In

NVIDIA’s still the AI powerhouse — but perfection is already priced in. Record revenue and elite margins can’t defy gravity forever. Here’s why I’m holding, not chasing.
3 min read
08
Oct
Illustration of dollar-cost averaging. Coins stack up one by one along a rising stock chart on a dark navy background.

Dollar-Cost Averaging Done Right: A Guide for DIY Investors

Dollar-cost averaging takes the guesswork out of investing. Split your cash into chunks, automate the buys, and avoid blowing up your portfolio with bad timing.
2 min read
07
Oct
Portrait of a man in a dark background with the text “Tesla Crash?” — representing investor anxiety over Tesla’s valuation and future performance.

Tesla, Inc. (NASDAQ: TSLA): Priced for Perfection, Delivering Automaker Economics

Tesla is still the world’s most exciting car company. But at $440 a share, investors aren’t buying cars—they’re buying science fiction.
8 min read
06
Oct
Dark blue financial thumbnail with a cracked gold ETF coin on the left and bold yellow text reading “Evaluating ETFs.” Subhead in turquoise says “Key Factors Every DIY Investor Must Consider"

Evaluating ETFs: Factors to Consider Before Investing

Before you hit ‘buy’ on that ETF, you need to know what really matters. Here’s a no-nonsense guide breaking down the key factors every DIY investor should check off to avoid Wall Street hype and make smarter ETF decisions.
3 min read
04
Oct
Thumbnail image with bold text “The Dividend Yield Trap” on a dark financial-themed background, highlighting the risks of chasing high dividend yields in investing.

Forget the Dividend Hype: Real Wealth Is Built Here

Chasing high dividends? Might as well chase your tail. Focus on Mr. Market’s quiet achievers for real gains.
2 min read
04
Oct
JNJ thumbnail with bold text ‘Dividend King or Lawsuit Trap?’ over a gavel and pill bottle.

$JNJ: Dividend King or Lawsuit Trap?

JNJ isn’t broken. But at $188, you’re paying growth multiples for a dividend stock with unlimited liability. That’s not prudent — that’s hopeful.
2 min read
03
Oct
Dark-blue thumbnail with “ESG Impact” in white and a green leaf over a rising stock chart.

How to Assess the Environmental Impact of Stocks for ESG Investing

Wondering how to figure out if the stocks you hold are truly environmentally responsible? Here’s a straightforward guide to cutting through ESG marketing hype and assessing the real environmental impact of companies. Practical steps, clear data points, no jargon.
2 min read
01
Oct
Digital thumbnail showing the U.S. Capitol with a “Closed” sign on the left and an upward-trending stock chart on the right, symbolizing that government shutdowns don’t stop the markets.

Washington Shuts Down. Markets Don’t.

Stocks climb, shrugging off the threat of a government shutdown. Panic? Hardly.
2 min read
01
Oct
Pie chart illustrating diversification across large-cap, mid-cap, and small-cap stocks, with bold title “How to Diversify Within Market Cap Investing: A Practical Guide for DIY Investors.

How to Diversify Within Market Cap Investing: A Practical Guide for DIY Investors

Many DIY investors think picking stocks by market cap is all the diversification they need—until one sector or a handful of giants end up dominating their portfolio. Here’s a practical, no-nonsense guide to diversifying *within* market cap investing so you spread your risk across sizes, sectors, and
3 min read
29
Sep
Dark-blue thumbnail reading “Dividend Growth Retirement Guide” with orange subhead “Income • Quality • Patience,” plus coin-stack (%) and yield-gauge icons.

Creating a Dividend Growth Portfolio for Retirement: A Practical Guide for DIY Investors

Want a retirement portfolio that keeps your income rising and beats inflation? Here’s how dividend growth investing can work for you—with no Wall Street fluff.
4 min read
Questions? Email Phaetrix