Nancy Byerly

25
Aug
Split image with a slot machine crossed out on the left and bold text “STOCK MARKET = OWNERSHIP” on the right, highlighting that investing is not gambling.

How Does the Stock Market Work?

The stock market isn’t a casino — it’s an auction. Prices move because of business results, mood, and the big picture. Respect it with a process and it works. Treat it like gambling and it’ll clean you out.
3 min read
25
Aug
Lighthouse standing on rocky shore at dusk, waves crashing, symbolizing stability and guidance in uncertain markets.

What I Learned About Risk While Building My First Investment Portfolio

“I built my first portfolio back in 1990 — and learned the hard way what happens when the market turns. Three simple questions turned that shaky start into a plan I can trust through any market. Here’s how you can do the same.”
2 min read
24
Aug
Dark blue graphic with bold 3D text “INDEX INVESTING.” Background shows a basket overflowing with stock ticker symbols, symbolizing buying the entire market at once

What is Index Investing?

Index investing sounds simple: just buy the market. But once you look under the hood, you’ll see it’s not as bulletproof as the guides make it sound.
3 min read
24
Aug
Dark blue graphic with bold 3D text “MUTUAL FUND.” Background shows a basket filled with coins and papers, symbolizing the pooled-money structure of mutual funds.

What is a Mutual Fund?

Mutual funds are the old-school way to invest. Before ETFs came along, this was the default. If you had a
3 min read
24
Aug
Dark blue graphic with bold 3D text “ETF REALITY.” Background shows a smooth chart on one side and a chaotic chart on the other, symbolizing beginner rules vs. real markets.

How to Start Investing in Stocks — The ETF Reality Check

Beginner investing rules look simple on paper. But when you run them through real ETFs and real markets, the story changes fast
2 min read
24
Aug
ark blue graphic with bold 3D text “ETF MISTAKES” above a cracked basket spilling stock ticker symbols, symbolizing the hidden risks of buying ETFs the wrong way.

What is an ETF?

Most people buy ETFs without knowing what’s inside. That mistake can cost you. Here’s the no-BS guide to how ETFs really work.
4 min read
24
Aug
Dark blue graphic with the words “WHO TO TRUST” in bold 3D letters beside the outline of a man in gold, symbolizing the uncertainty of choosing a financial advisor.

How To Choose a Financial Advisor

Most advisors sound smart, but many just sell products. Here’s how to spot the real ones before they drain your wallet.
1 min read
23
Aug
Digital graphic with bold text “Start Investing Stocks,” showing a central stock certificate with coins reinvesting into it, symbolizing DRIP and beginner investing.

How to Start Investing in Stocks?

You don’t need to be an expert to start investing in stocks. Begin small, research what you know, reinvest dividends, and let compounding do the work.
2 min read
23
Aug
Illustration of a cracked economy line flattening out, symbolizing depression, with practical survival steps like cash, essentials, and skills highlighted.

Practical Steps for What Is Depression (Economy)?

Depressions don’t reward bravery. They wipe it out. Here are the practical steps investors can take to endure — and survive — the flatline.
1 min read
23
Aug
Illustration of a cracked twenty-dollar bill split red and blue with bold text ‘Prepare for Depression,’ highlighting urgency for investors to act.

How to Prepare for Another Great Depression (as an Investor)

Depressions aren’t just history. We nearly had one in 2008 and again in 2020. Here’s how to spot the signs — and the actions investors can take to survive.
2 min read
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