Sign in Subscribe

Latest

27
Sep
Costco Membership Moat logo graphic

The Costco Thesis

Bottom line: the fees pay for low prices, and low prices keep members hooked. My $1,200-$1,300 target for Costco by 2028.
4 min read
26
Sep
Graphic with bold text “Make Diversification Work,” a pie chart split between growth and dividends in bright colors, symbolizing balanced investing strategy.

How Diversification Plays Out in Real Markets

Diversification isn’t theory — it’s survival. From the tech crash to 2008 to COVID, real markets prove why spreading your bets keeps you in the game.
2 min read
25
Sep
Dark navy thumbnail with neon text “INVEST ≠ GAMBLE” and subtle corner brackets; reminder the market isn’t a casino.

The Market Isn't a Casino. Stop Treating It Like One.

Over 35 years, I've seen markets make and break fortunes. In 2021, social media hyped meme stocks, luring people to bet rent money and lose big. The market rewards discipline and punishes impulse. Here are eight traps to dodge and practical steps to invest wisely.
6 min read
24
Sep
Graphic of Dollar Cost Averaging with bold text, a $20 bill, and a colorful calendar on a dark navy background, symbolizing consistent investing over time.

What is Dollar Cost Averaging?

Forget timing the market. Dollar cost averaging turns investing into a routine — steady, disciplined, and built to outlast your emotions.
2 min read
20
Sep
AMD processor chip with red circuit board design and text reading 'AMD and the GPU Revolution Everyone is Missing"

AMD: The GPU Revolution Everyone's Missing

While markets focus on AMD's CPU gains, they're missing the GPU revolution. With Nvidia's RTX cards literally melting and crashing, AMD's stable $599 alternative creates a rare 12-18% upside opportunity.
4 min read
20
Sep
Graphic of a tilted scale with bold text “Portfolio Rebalancing” and an upward swooping arrow on a dark navy background, symbolizing keeping investments in balance.

What is Portfolio Rebalancing?

Your portfolio won’t stay balanced on its own. Rebalancing is the gut-check that keeps drift from wrecking your plan.
1 min read
19
Sep
Graphic of asset allocation pie chart with stock tickers AAPL, JNJ, and KO. Text reads Asset Allocation with ‘Asset’ in red and ‘Allocation’ in blue on a dark navy background.

What is Asset Allocation?

Asset allocation isn’t just stocks vs bonds. It’s the skeleton of your portfolio — built on time, goals, and risk tolerance. Get it wrong, and nothing else works.
3 min read
17
Sep
Graphic showing the phrase ‘What is Risk Tolerance?’ with a gauge indicator. The word ‘RISK’ is red, and the word ‘TOLERANCE’ is blue on a dark background.

What is Risk Tolerance?

Risk tolerance isn’t a quiz score. It’s your breaking point — the point where volatility forces you to sell or proves you can hold. Here’s how to find it.
3 min read
15
Sep
You’re Diversifying Wrong — bold contrarian investing visual showing growth, value, and dividends in an unbalanced pie chart.

You’re Diversifying Wrong: Here’s What Actually Works

Most investors think they’re diversified. They’re not. Owning a dozen tech stocks or “a little of everything” isn’t balance — here’s what actually works.
2 min read
12
Sep
How Often Should You Check Your Investment Accounts?

How Often Should You Check Your Investment Accounts?

I tried ignoring my portfolio for a month—daily checks aren’t obsession for me, they’re preparation and peace of mind.
1 min read
Questions? Email Phaetrix