The Pros and Cons of ETF Investing for Beginners
ETFs are the "easy button" of investing—low cost, instant diversification, buy and forget. But easy isn't the same as optimal. Here's what 35 years taught me about when ETFs work and when you're better off owning the stocks yourself.
The Pros and Cons of ETF Investing for Beginners — Straight Talk
ETFs: a pooled portfolio you trade all day like a stock. One share = broad exposure, basis-point fees. Diversify for real—check the index; overlap isn’t protection. REITs differ: judge payouts with AFFO, not EPS. Total return beats headline yield.
How to Diversify Within Market Cap Investing: A Practical Guide for DIY Investors
Many DIY investors think picking stocks by market cap is all the diversification they need—until one sector or a handful of giants end up dominating their portfolio. Here’s a practical, no-nonsense guide to diversifying *within* market cap investing so you spread your risk across sizes, sectors, and
How Diversification Plays Out in Real Markets
Diversification isn’t theory — it’s survival. From the tech crash to 2008 to COVID, real markets prove why spreading your bets keeps you in the game.
You’re Diversifying Wrong: Here’s What Actually Works
Most investors think they’re diversified. They’re not. Owning a dozen tech stocks or “a little of everything” isn’t balance — here’s what actually works.
What I Learned About Risk While Building My First Investment Portfolio
“I built my first portfolio back in 1990 — and learned the hard way what happens when the market turns. Three simple questions turned that shaky start into a plan I can trust through any market. Here’s how you can do the same.”
