How to Actually Value Bitcoin (When Everyone Else Is Guessing)
I spent 35 years valuing stocks with fundamentals. No cash flow, no dividends, no CEO—Bitcoin breaks all the rules. So I did the homework anyway. Part 1 of 4.
When Dividends Eat Their Own Seed Corn
When a company’s free cash flow has to choose between funding your dividend and funding its own future, something breaks. This piece walks through the cash-flow math behind “safe” yields that quietly kill growth.
How to Strip a Stock to Its Cash Bones
Filings first. Cash over stories. A repeatable way to read any company.
PepsiCo vs Coca-Cola: The Dividend Debate That Won’t Die
PepsiCo and Coca-Cola get treated like interchangeable dividend anchors. They’re not. I break down the cash flows, payout math, and valuations—then lay out when I’d actually want either one in a long-term income portfolio.
Understanding the Impact of Inflation on Dividend Investments
Inflation quietly erodes dividend income. This piece shows how JNJ, PG, KO, WMT and Realty Income stack up on payout ratios, pricing power and dividend growth—and why total return, not just yield, decides who actually beats inflation.
Active Investing Without Losing Your Mind: A 5-Step Playbook
Most investors lose money not because they pick bad stocks — but because they can’t sit still.
The Pros and Cons of ETF Investing for Beginners — Straight Talk
ETFs: a pooled portfolio you trade all day like a stock. One share = broad exposure, basis-point fees. Diversify for real—check the index; overlap isn’t protection. REITs differ: judge payouts with AFFO, not EPS. Total return beats headline yield.
Market Cap: Fast Guide for New Investors
Market cap frames the bet. Cash flow funds it.
Math Over Hype: Why Most Investors Are Doing This Wrong
Stop chasing narratives. Start reading balance sheets.
How to Manage Your Portfolio Actively Without Losing Your Mind
Active investing isn’t about staring at charts all day.
It’s about staying alert without losing your sanity.
