educational

Guides and how-tos to improve your investing skills
17
Oct
Stop Listening to the Noise,” and an illustrated man covering his ears with colorful wavy lines radiating outward, symbolizing ignoring distractions.

The Truth About Investing: Stop Listening to the Noise

A surgeon lost $180k in six months chasing hot stocks and TV pundit doomsday calls. The investment industry profits from your confusion. The more anxious you become, the more you trade—and the more money flows to them, not you.
3 min read
04
Oct
Thumbnail image with bold text “The Dividend Yield Trap” on a dark financial-themed background, highlighting the risks of chasing high dividend yields in investing.

Forget the Dividend Hype: Real Wealth Is Built Here

Chasing high dividends? Might as well chase your tail. Focus on Mr. Market’s quiet achievers for real gains.
2 min read
01
Oct
Digital thumbnail showing the U.S. Capitol with a “Closed” sign on the left and an upward-trending stock chart on the right, symbolizing that government shutdowns don’t stop the markets.

Washington Shuts Down. Markets Don’t.

Stocks climb, shrugging off the threat of a government shutdown. Panic? Hardly.
2 min read
24
Sep
Graphic of Dollar Cost Averaging with bold text, a $20 bill, and a colorful calendar on a dark navy background, symbolizing consistent investing over time.

What is Dollar Cost Averaging?

Forget timing the market. Dollar cost averaging turns investing into a routine — steady, disciplined, and built to outlast your emotions.
2 min read
20
Sep
Graphic of a tilted scale with bold text “Portfolio Rebalancing” and an upward swooping arrow on a dark navy background, symbolizing keeping investments in balance.

What is Portfolio Rebalancing?

Your portfolio won’t stay balanced on its own. Rebalancing is the gut-check that keeps drift from wrecking your plan.
1 min read
19
Sep
Graphic of asset allocation pie chart with stock tickers AAPL, JNJ, and KO. Text reads Asset Allocation with ‘Asset’ in red and ‘Allocation’ in blue on a dark navy background.

What is Asset Allocation?

Asset allocation isn’t just stocks vs bonds. It’s the skeleton of your portfolio — built on time, goals, and risk tolerance. Get it wrong, and nothing else works.
3 min read
17
Sep
Graphic showing the phrase ‘What is Risk Tolerance?’ with a gauge indicator. The word ‘RISK’ is red, and the word ‘TOLERANCE’ is blue on a dark background.

What is Risk Tolerance?

Risk tolerance isn’t a quiz score. It’s your breaking point — the point where volatility forces you to sell or proves you can hold. Here’s how to find it.
3 min read
11
Sep
Copying Pelosi’s Trades thumbnail with headline text, gold subtext, and redacted disclosure forms

Why You'll Never Copy Pelosi's Trades (And What to Do Instead)

Copying Pelosi’s trades isn’t just hard—it’s impossible. The headlines hide the real story: options, delays, and missing details. Here’s why her strategy can’t be replicated, and what you can do instead.
7 min read
08
Sep
Stock market chart with red candlesticks crashing downward and a bold red arrow, overlaid with the words ‘20% LOSS

5 Warning Signs You’re Taking Too Much Investment Risk

I watched my portfolio drop 20% by ignoring these red flags. Here are 5 warning signs of excessive investment risk — plus a bonus mistake most investors overlook.
3 min read
05
Sep
Dark-blue thumbnail with bold “CAR LOAN” title, car silhouette, percent sign, and a 48–60 mo term bar.

Car Loan: Best Rates, Terms & Avoiding Debt Traps

Most buyers finance—don’t get fleeced. Compare APRs, fees, and term length; put 10–20% down and keep terms 48–60 months so you don’t end up upside-down.
2 min read
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