Investing Basics

26
Sep
Graphic with bold text “Make Diversification Work,” a pie chart split between growth and dividends in bright colors, symbolizing balanced investing strategy.

How Diversification Plays Out in Real Markets

Diversification isn’t theory — it’s survival. From the tech crash to 2008 to COVID, real markets prove why spreading your bets keeps you in the game.
2 min read
24
Sep
Graphic of Dollar Cost Averaging with bold text, a $20 bill, and a colorful calendar on a dark navy background, symbolizing consistent investing over time.

What is Dollar Cost Averaging?

Forget timing the market. Dollar cost averaging turns investing into a routine — steady, disciplined, and built to outlast your emotions.
2 min read
19
Sep
Graphic of asset allocation pie chart with stock tickers AAPL, JNJ, and KO. Text reads Asset Allocation with ‘Asset’ in red and ‘Allocation’ in blue on a dark navy background.

What is Asset Allocation?

Asset allocation isn’t just stocks vs bonds. It’s the skeleton of your portfolio — built on time, goals, and risk tolerance. Get it wrong, and nothing else works.
3 min read
17
Sep
Graphic showing the phrase ‘What is Risk Tolerance?’ with a gauge indicator. The word ‘RISK’ is red, and the word ‘TOLERANCE’ is blue on a dark background.

What is Risk Tolerance?

Risk tolerance isn’t a quiz score. It’s your breaking point — the point where volatility forces you to sell or proves you can hold. Here’s how to find it.
3 min read
15
Sep
You’re Diversifying Wrong — bold contrarian investing visual showing growth, value, and dividends in an unbalanced pie chart.

You’re Diversifying Wrong: Here’s What Actually Works

Most investors think they’re diversified. They’re not. Owning a dozen tech stocks or “a little of everything” isn’t balance — here’s what actually works.
2 min read
03
Sep
Deep blue background with bold yellow 'Venture Capital' text and a red-orange money bag icon

2025 Venture Capital: How to Start Investing (Tip)

A practical tip for starting in venture capital in 2025—accredited rules, deal flow, and how to avoid hype.
1 min read
02
Sep
Thumbnail with text “VALUE INVESTING” on a dark navy background with faint candlestick chart and dollar sign.

Applying Value Investing to Real Markets: Beyond the Textbook BS

Value investing isn’t about chasing cheap ratios—it’s about understanding businesses, spotting real bargains, and avoiding traps. Here’s how to apply it in today’s markets.
4 min read
02
Sep
Thumbnail with text “Income Portfolio by Age” on dark navy background with faint financial chart.

Stop Overthinking Portfolio Allocation by Age

Stop overcomplicating portfolio allocation by age. Here’s the blunt, practical guide to growth vs. income at every stage of life.
4 min read
30
Aug
Dark financial graphic of a cracked U.S. bill split by a glowing green fracture, with bold neon-green text reading “Priced to Break.”

Understanding P/E Ratios and Book Value

P/E ratios and book value are your first line of defense against overpriced hype and hidden traps. Learn how to read the numbers, spot real value, and avoid stocks that are “priced to break.”
4 min read
30
Aug
Building a Dividend Portfolio That Actually Works

Building a Dividend Portfolio That Actually Works

Dividend investing sounds simple: buy stocks that pay you, collect checks, get rich slowly. But building a dividend portfolio that
5 min read
Questions? Email Phaetrix