Investing Basics

02
Sep
Thumbnail with text “VALUE INVESTING” on a dark navy background with faint candlestick chart and dollar sign.

Applying Value Investing to Real Markets: Beyond the Textbook BS

Value investing isn’t about chasing cheap ratios—it’s about understanding businesses, spotting real bargains, and avoiding traps. Here’s how to apply it in today’s markets.
4 min read
02
Sep
Thumbnail with text “Income Portfolio by Age” on dark navy background with faint financial chart.

Stop Overthinking Portfolio Allocation by Age

Stop overcomplicating portfolio allocation by age. Here’s the blunt, practical guide to growth vs. income at every stage of life.
4 min read
30
Aug
Dark financial graphic of a cracked U.S. bill split by a glowing green fracture, with bold neon-green text reading “Priced to Break.”

Understanding P/E Ratios and Book Value

P/E ratios and book value are your first line of defense against overpriced hype and hidden traps. Learn how to read the numbers, spot real value, and avoid stocks that are “priced to break.”
4 min read
30
Aug
Building a Dividend Portfolio That Actually Works

Building a Dividend Portfolio That Actually Works

Dividend investing sounds simple: buy stocks that pay you, collect checks, get rich slowly. But building a dividend portfolio that
5 min read
29
Aug
How ETFs Hide Concentration Risk — And Why It Matters

How ETFs Hide Concentration Risk — And Why It Matters

ETFs promise easy diversification—but overlapping holdings can leave you heavily exposed to the same few mega-caps. Here’s how concentration risk sneaks in, and what you can do to fix it.
3 min read
27
Aug
Dark navy gradient thumbnail with Warren Buffett on the right in a suit and red tie, bold white text on the left reading ‘BUFFETT MYTH,’ and a thin red line accent beneath the title.

The Buffett Myth: Why His Playbook Won’t Make You Rich

Buffett's public tips won't replicate his success. His real advantages—massive float, exclusive access, institutional scale—aren't available to retail investors.
6 min read
26
Aug
Dark navy poster with distressed white text reading “MUTUAL FUNDS: DEAD WEIGHT?” and a small tagline “Diversification or Drag?”

Mutual Funds Today: Diversification or Dead Weight?

Mutual funds promise diversification and professional management, but most lag the market. Here’s where they still fit, where they fail, and why ETFs may have the edge.
3 min read
26
Aug
Dark navy poster with distressed white text reading “DIVIDENDS = PAYCHECK” and a small tagline at the bottom.

How Do Stock Dividends Work? Your Paycheck for Owning Stocks

Dividends aren’t free money. They’re the market’s paycheck for owning real businesses. Here’s how they work, why they matter, and how to use them to actually build wealth.
3 min read
25
Aug
Split image with a slot machine crossed out on the left and bold text “STOCK MARKET = OWNERSHIP” on the right, highlighting that investing is not gambling.

How Does the Stock Market Work?

The stock market isn’t a casino — it’s an auction. Prices move because of business results, mood, and the big picture. Respect it with a process and it works. Treat it like gambling and it’ll clean you out.
3 min read
25
Aug
Lighthouse standing on rocky shore at dusk, waves crashing, symbolizing stability and guidance in uncertain markets.

What I Learned About Risk While Building My First Investment Portfolio

“I built my first portfolio back in 1990 — and learned the hard way what happens when the market turns. Three simple questions turned that shaky start into a plan I can trust through any market. Here’s how you can do the same.”
2 min read
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