Applying Value Investing to Real Markets: Beyond the Textbook BS
Value investing isn’t about chasing cheap ratios—it’s about understanding businesses, spotting real bargains, and avoiding traps. Here’s how to apply it in today’s markets.
Stop Overthinking Portfolio Allocation by Age
Stop overcomplicating portfolio allocation by age. Here’s the blunt, practical guide to growth vs. income at every stage of life.
Understanding P/E Ratios and Book Value
P/E ratios and book value are your first line of defense against overpriced hype and hidden traps. Learn how to read the numbers, spot real value, and avoid stocks that are “priced to break.”
Building a Dividend Portfolio That Actually Works
Dividend investing sounds simple: buy stocks that pay you, collect checks, get rich slowly. But building a dividend portfolio that
How ETFs Hide Concentration Risk — And Why It Matters
ETFs promise easy diversification—but overlapping holdings can leave you heavily exposed to the same few mega-caps. Here’s how concentration risk sneaks in, and what you can do to fix it.
The Buffett Myth: Why His Playbook Won’t Make You Rich
Buffett's public tips won't replicate his success. His real advantages—massive float, exclusive access, institutional scale—aren't available to retail investors.
Mutual Funds Today: Diversification or Dead Weight?
Mutual funds promise diversification and professional management, but most lag the market. Here’s where they still fit, where they fail, and why ETFs may have the edge.
How Do Stock Dividends Work? Your Paycheck for Owning Stocks
Dividends aren’t free money. They’re the market’s paycheck for owning real businesses. Here’s how they work, why they matter, and how to use them to actually build wealth.
How Does the Stock Market Work?
The stock market isn’t a casino — it’s an auction. Prices move because of business results, mood, and the big picture. Respect it with a process and it works. Treat it like gambling and it’ll clean you out.
What I Learned About Risk While Building My First Investment Portfolio
“I built my first portfolio back in 1990 — and learned the hard way what happens when the market turns. Three simple questions turned that shaky start into a plan I can trust through any market. Here’s how you can do the same.”