investing

06
Oct
Dark blue financial thumbnail with a cracked gold ETF coin on the left and bold yellow text reading “Evaluating ETFs.” Subhead in turquoise says “Key Factors Every DIY Investor Must Consider"

Evaluating ETFs: Factors to Consider Before Investing

Before you hit ‘buy’ on that ETF, you need to know what really matters. Here’s a no-nonsense guide breaking down the key factors every DIY investor should check off to avoid Wall Street hype and make smarter ETF decisions.
3 min read
04
Oct
Thumbnail image with bold text “The Dividend Yield Trap” on a dark financial-themed background, highlighting the risks of chasing high dividend yields in investing.

Forget the Dividend Hype: Real Wealth Is Built Here

Chasing high dividends? Might as well chase your tail. Focus on Mr. Market’s quiet achievers for real gains.
2 min read
01
Oct
Digital thumbnail showing the U.S. Capitol with a “Closed” sign on the left and an upward-trending stock chart on the right, symbolizing that government shutdowns don’t stop the markets.

Washington Shuts Down. Markets Don’t.

Stocks climb, shrugging off the threat of a government shutdown. Panic? Hardly.
2 min read
01
Oct
Pie chart illustrating diversification across large-cap, mid-cap, and small-cap stocks, with bold title “How to Diversify Within Market Cap Investing: A Practical Guide for DIY Investors.

How to Diversify Within Market Cap Investing: A Practical Guide for DIY Investors

Many DIY investors think picking stocks by market cap is all the diversification they need—until one sector or a handful of giants end up dominating their portfolio. Here’s a practical, no-nonsense guide to diversifying *within* market cap investing so you spread your risk across sizes, sectors, and
3 min read
29
Sep
Dark-blue thumbnail reading “Dividend Growth Retirement Guide” with orange subhead “Income • Quality • Patience,” plus coin-stack (%) and yield-gauge icons.

Creating a Dividend Growth Portfolio for Retirement: A Practical Guide for DIY Investors

Want a retirement portfolio that keeps your income rising and beats inflation? Here’s how dividend growth investing can work for you—with no Wall Street fluff.
4 min read
25
Sep
Dark navy thumbnail with neon text “INVEST ≠ GAMBLE” and subtle corner brackets; reminder the market isn’t a casino.

The Market Isn't a Casino. Stop Treating It Like One.

Over 35 years, I've seen markets make and break fortunes. In 2021, social media hyped meme stocks, luring people to bet rent money and lose big. The market rewards discipline and punishes impulse. Here are eight traps to dodge and practical steps to invest wisely.
6 min read
05
Sep
Dark blue cover with glowing text “MORTGAGE STRATEGY – LEVERAGE PLAY”; a house on a seesaw opposite gold coins and a rising candlestick chart.

Mortgage Strategy: Your Portfolio’s Biggest Leverage Play

Think a mortgage is just a bill? The right strategy turns debt into leverage—building equity, lowering costs, and freeing cash to invest.
5 min read
05
Sep
Dark blue feature image with glowing text “Debt Consolidation: Your Portfolio’s Credit Score Hack,” a cracked credit card, a faint 850 score dial, and a rising gold candlestick chart

Debt Consolidation: Your Portfolio’s Credit Score Hack

Drowning in debt? The same rules that build your credit score can turn a messy balance sheet into an investing edge.
5 min read
05
Sep
Illustration of a glowing credit card blending into a rising stock chart with the words “CREDIT SCORE INVESTING EDGE” on a dark background.

Your Credit Score Isn’t Just for Loans—It’s an Investing Edge

FICO’s five factors aren’t just for banks. They’re the blueprint for turning your portfolio into a wealth-building machine
3 min read
03
Sep
A large snowball rolling downhill with dollar signs embedded, symbolizing compound interest multiplying wealth over time

Compound Interest: The Multiplier That Prints Money While You Sleep

Compound interest isn’t magic—it’s math. Ignore it, and you’re burning cash.
2 min read
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